Trusted by 180,000+ American Families · Schedule Your Free Financial Consultation Today →
From loans and insurance to investments and wealth management, Financial Debt Resolution brings all your financial needs into one powerful platform. Smart solutions, faster approvals, and expert guidance—designed for modern life.
Quick Service Finder
Loans
Home, Auto, Business & More
Insurance
9 Coverage Types Available
Investments
Mutual Funds, Gold, Stocks
Wealth Management
Estate, Retirement, Tax
Free Today
Consultation
$3.1B+
Assets Under Management
180K+
Clients Served
Many
Years of Excellence
97%
Client Retention Rate
"We believe that financial security is not a privilege of the wealthy. It is a right we help every American family achieve."
— James Financial Debt Resolution, Founder & CEO
Financial Debt Resolution grew from a single advisory office to a nationwide full-service financial institution serving over 180,000 clients across all 50 states. We built this company on a radical premise — that everyday Americans deserve the same sophisticated financial services that were previously reserved for the ultra-wealthy.
Today, Financial Debt Resolution offers an unmatched breadth of services: comprehensive loan products, nine insurance categories, diversified investment platforms, and high-touch wealth management. We are regulated by the SEC, accredited by FINRA, and hold an A+ rating from the Better Business Bureau.
SEC Regulated
Fully registered investment advisor
All 50 States
Licensed and operating in every US state
BBB A+ Rated
Highest consumer trust rating available
Fiduciary Duty
We legally must act in your best interest
Our Difference
Every financial plan is custom-built around your goals, family situation, and risk tolerance. No templates, no shortcuts.
Our relationships with 50+ lending and insurance partners let us consistently beat the market rate for our clients.
Loan approvals in 24 hours. Insurance quotes in 10 minutes. No endless waiting. We respect your time.
256-bit encryption, biometric authentication, and 24/7 fraud monitoring keep your assets and data protected.
Every client is assigned a dedicated CFP-certified advisor — your single point of contact for all financial needs.
Manage all accounts, apply for products, and communicate with advisors through a single secure dashboard.
$3.1B in assets managed with above-benchmark returns across all equity, bond, and alternative portfolios since inception.
24/7 emergency financial support by phone, chat, and email. Crises don't keep business hours — neither do we.
Full Spectrum Services
Eight service categories. Thirty-plus products. All expertly delivered under one roof.
Loan Services Overview
From your first home to expanding your business, Financial Debt Resolution provides competitive financing with transparent terms and fast approvals. We partner with 50+ lenders to find your best rate.
Whether you're planning a major milestone or handling unexpected expenses, our loan solutions are designed to adapt to your needs. With flexible repayment options and personalized guidance, we ensure you stay in control of your finances at every step.
Our streamlined digital process eliminates unnecessary paperwork and long waiting times. You can apply online, track your application in real-time, and receive approvals quickly—making borrowing simpler, faster, and more convenient than ever before.
At Financial Debt Resolution, transparency is our priority. There are no hidden charges or confusing terms—just clear communication and honest guidance. Our experts are always available to help you choose the right loan and understand every detail before you commit.
No matter your goal—buying a home, funding education, or growing your business—we’re here to support your journey with reliable financial solutions tailored to your ambitions.
Home Loan
Fixed & ARM rates from 5.25%. 3% down. Pre-approval in 24hrs.
Education Loan
From 3.9% APR. Covers tuition & living. Deferred repayment while enrolled.
Business Loan
Up to $5M. SBA-approved. Working capital, equipment, expansion.
Auto Loan
New & used from 4.49% APR. Up to 84 months. Refinancing available.
Personal Loan
$1K–$100K unsecured. No collateral. Next-day funding possible.
Mortgage Loan
Conventional, FHA, VA, USDA. Rate-lock & refinancing options.
Insurance Portfolio
Nine insurance products, 20+ top-rated carriers, and dedicated claim support. We compare options so you pay less and get more coverage.
From everyday protection to long-term security, our insurance solutions are designed to safeguard what matters most. Whether it's your health, home, vehicle, or business, we provide tailored coverage that fits your lifestyle and financial goals.
We work closely with leading insurers to bring you competitive premiums without compromising on benefits. Our experts carefully analyze policies, ensuring you get maximum value, comprehensive protection, and peace of mind with every plan you choose.
Auto Insurance
Covers accidents, damage & vehicle protection
Health Insurance
Medical expenses, hospital care & treatments
House Insurance
Protection against damage, theft & disasters
Mortgage Insurance
Safeguards loan repayments & property risk
Life Insurance
Financial security for your family’s future
Business Insurance
Covers assets, liability & operational risks
Burial Insurance
Covers funeral costs & final expenses
Pet Insurance
Vet bills, treatments & pet care coverage
Travel Insurance
Trip delays, cancellations & emergencies
Investment Platform
From conservative gold investments to growth-oriented equities, Financial Debt Resolution's investment platform gives you institutional-grade access with a $50 minimum.
Our platform combines smart technology with expert insights to help you make confident investment decisions. With real-time tracking, diversified portfolios, and personalized recommendations, you can build, manage, and grow your wealth efficiently—no matter your experience level.
Mutual Fund Investments
5,000+ funds across equity, debt & hybrid. SIP from $50/month with auto-rebalancing.
Gold Investments
Physical gold, ETFs, and sovereign bonds. Secure storage, transparent pricing, easy liquidation.
Stock Investments
Direct equity investing with AI stock screeners and expert research for NYSE & NASDAQ.
Digital Currency
SEC-compliant digital asset ETFs and index funds tracking major digital currencies.
Private Wealth Services
Six integrated wealth disciplines delivered by a dedicated CFP® advisor. For clients who demand more than a brokerage account.
Our approach goes beyond traditional investment management by aligning your financial strategy with your long-term goals. From tax optimization and estate planning to risk management and legacy building, we provide personalized solutions that evolve with your wealth and lifestyle.
Investment Management
Actively managed with institutional research and tactical allocation.
Estate Planning
Wills, trusts, power of attorney, and beneficiary planning.
Risk Management
Comprehensive hedging and insurance integration strategies.
Retirement Planning
IRA, 401(k), Roth IRA, and pension optimization for any age.
Tax Optimization
Legal tax minimization through harvesting, timing, and deductions.
Education Planning
529 plans, ESA accounts, and scholarship strategies for families.
Digital Payments
Fast, secure, and versatile digital payment solutions for individuals and businesses. Pay anyone, anywhere, instantly.
With advanced encryption and seamless integrations, our platform ensures every transaction is safe and effortless. From everyday payments to business transactions, you can manage, track, and scale your financial activity with complete confidence and convenience.
Credit Card Services
Rewards, cashback, and travel cards with no foreign fees.
Mobile Wallets
Apple Pay, Google Pay, and Samsung Pay integration.
P2P Payment
Instant peer-to-peer transfers between any US bank accounts.
Payment Gateway
Accept online payments. 50+ methods. Next-day settlement.
Debit Card
Zero ATM fees at 50K+ locations. Real-time alerts included.
Bill Payment
Automated scheduling for utilities, loans, and subscriptions.
Debt Relief
Our certified debt specialists offer confidential, judgment-free guidance to help you eliminate debt and rebuild your financial life.
No upfront fees.
We only charge on successful resolution.
Combine multiple high-interest debts into one lower-rate loan. Reduce total interest by up to 60% and simplify your monthly payments into one manageable amount.
Our certified negotiators work directly with creditors to reduce your outstanding balance, often settling for 40–60 cents on the dollar. No upfront fees.
Non-judgmental guidance through Chapter 7 and Chapter 13 processes. We explain every option, help you understand the long-term impacts, and support you through every step.
Home Warranty
Unexpected repair bills can cost thousands. Our home warranty plans protect your appliances, electrical, and plumbing systems for one low annual premium.
24-hr contractor dispatch.
Licensed technicians, 365 days a year.
Covers refrigerators, dishwashers, ovens, washers, dryers, and more. $75 service fee per incident. Replacement guaranteed if unrepairable.
Complete electrical panel, wiring, outlets, and ceiling fan coverage. Licensed electrician dispatched within 24 hours of claim approval.
Pipes, water heaters, sump pumps, and fixtures covered. Emergency after-hours service available every day of the year.
Auto Warranty
Extended vehicle protection that covers the costs your manufacturer's warranty doesn't. Use any ASE-certified shop nationwide.
50,000+ repair shops.
We pay directly — you pay only your deductible.
Bumper-to-bumper and powertrain coverage for new, used, and certified pre-owned vehicles. Transferable when you sell — adds resale value.
Covers 3,000+ components including engine, transmission, and drivetrain. 24/7 roadside assistance included in all plans.
You pay only your deductible. We settle the repair bill directly with any certified shop. No out-of-pocket surprises, ever.
Social Proof
The single greatest thing you can do for your family's financial future is work with an advisor who actually cares about your outcome — not their commission.
Thomas R.
Wealth Management · Dallas, TX
"My Financial Debt Resolution advisor completely restructured my retirement portfolio. In three years, I've gone from worried about retirement to genuinely excited about it. The personalized approach is everything."
Carol M.
Home Loan Client · Portland, OR
"Pre-approved in under 24 hours at a rate my bank couldn't match. We closed on our dream home in 18 days. The entire experience was shockingly simple and transparent. Highly recommend."
Brandon K.
Debt Relief Client · Atlanta, GA
"I owed $82,000 across six credit cards. Financial Debt Resolution's debt specialists settled it for $31,000 total. I'm completely debt-free 14 months later. This firm changed my life and I don't say that lightly."
Nina P.
Investment Client · Chicago, IL
"Started with $15,000 in mutual funds 2 years ago. My portfolio is now $24,800. Their AI rebalancing and advisor check-ins keep me on track without me having to stress about market movements daily."
William T.
Business Insurance · Phoenix, AZ
"Saved 28% on our business insurance bundle compared to our previous carrier. When we had a slip-and-fall liability claim last spring, Financial Debt Resolution's claims team resolved it in 10 days. Excellent."
Laura G.
Home Warranty · Nashville, TN
"My water heater failed on Christmas Eve. I called Financial Debt Resolution's warranty line and had a plumber at my door by 9AM Christmas morning. The $3,200 repair was fully covered. Worth every penny."
Have Questions?
Can't find what you're looking for? Our advisors are available Monday–Friday 8AM–8PM and Saturday 9AM–2PM CT.
Ask an AdvisorGet In Touch
Whether you're a first-time investor or a business owner looking to optimize — our advisors are here for a free, no-obligation consultation. There's zero pressure and zero cost.
Phone
+1 423-227-0199
info@financialdebtresolution.com
Address
2209 E 13th St, Chattanooga, TN 37404, USA
Hours
Mon–Fri: 8AM–8PM ET · Sat: 9AM–3PM ET
Effective January 1, 2026 · Governed by US Federal Law
1. Information We Collect
We collect personal information including your Name, Email Address, Date of Birth, phone number, Social Security Number (for regulated financial products), financial history, and transaction data when you apply for services, create an account, or subscribe to our newsletter.
2. Email Communications
Your email is used for both transactional communications (account updates, loan statements, security alerts) and promotional content (market insights, product offers). You consented to both upon subscription. Promotional emails may be opted out at any time via our unsubscribe feature. Transactional emails for active accounts cannot be disabled.
3. Cookies & Tracking
We use first-party and third-party cookies for authentication, analytics, and content personalization. Cookie preferences may be adjusted in your browser. Disabling essential cookies may impair secure platform functionality.
4. Data Protection
All data is protected with AES-256 encryption. We maintain SOC 2 Type II certification and comply fully with the Gramm-Leach-Bliley Act (GLBA). Annual independent security audits are conducted by third-party firms.
5. Third-Party Sharing
We do not sell personal information. Data is shared only with regulatory bodies (SEC, IRS, FINRA) as required by law, and service providers bound by confidentiality agreements (credit bureaus, payment processors, insurance carriers) for service delivery only.
6. Your Rights
Under CCPA, GLBA, and applicable state laws, you may access, correct, delete, or port your personal data. Submit requests to privacy@financialdebtresolution.com or call +1 423-227-0199.
7. Governing Law
This Policy is governed by US federal law and the laws of the Commonwealth USA, consistent with GLBA, CCPA, and applicable federal financial privacy regulations.
Effective January 1, 2026 · Legally Binding Agreement
1. Acceptance of Terms
By accessing or using Financial Debt Resolution's platform, products, or services, you agree to these Terms in full. If you disagree with any provision, you must immediately discontinue use of all our services.
2. Eligibility & User Responsibilities
Services are available to US residents aged 18 or older. You agree to provide accurate information in all applications. You are responsible for maintaining account confidentiality and all activities under your account.
3. Financial Services Disclaimer
Investment products are not FDIC insured, are not bank guaranteed, and may lose value. Past performance is not indicative of future results. Financial recommendations are informational unless provided through a registered investment advisor relationship.
4. Loan & Credit Products
Loan approval is subject to credit qualification and applicable federal and state lending laws including TILA. Advertised rates apply to qualified applicants. A formal application process and regulatory disclosures are required for all loan products.
5. Limitation of Liability
Financial Debt Resolution's aggregate liability shall not exceed fees paid by you in the preceding 12 months. We are not liable for indirect, incidental, or consequential damages including investment losses from market conditions.
6. Prohibited Activities
You may not use our platform for money laundering, fraud, or any activity violating US law. We reserve the right to terminate accounts and report suspicious activity to FinCEN, SEC, and other regulatory bodies.
7. Dispute Resolution
Disputes are resolved through binding arbitration under FINRA or AAA rules. Class action waiver applies. You waive the right to jury trial for financial services disputes.
8. Governing Law
These Terms are governed by the laws of the United States and the Commonwealth of USA, consistent with the Securities Act of 1933, Securities Exchange Act of 1934, Investment Advisers Act of 1940, and Dodd-Frank Act.